At what point do you stop dealing with debt collectors yourself and get a lawyer?
When they keep calling after you asked them to stop in writing. That is the line.
Under the FDCPA, sending a written cease communication request requires the collector to stop contacting you. If they call again after receiving it, that is a federal violation. Each call after that notice is documented evidence for a claim.
Other situations where an attorney makes sense:
The collector threatened to sue you, arrest you, or garnish your wages on a debt that is past the statute of limitations in your state. Threatening legal action that they cannot legally take is a violation.
The debt is not yours, or the amount is wrong, and the collector is not fixing it despite your disputes.
You already have a job offer or housing application in progress, and a collections account just showed up on your background check or credit report with wrong information.
The reason to call an attorney sooner rather than later is the statute of limitations on FDCPA claims: two years from the date of the violation. Documented violations get harder to prove the longer you wait.
FDCPA attorneys handle these cases on a contingency basis. If the collector violated the law, they pay the attorney fees, not you. The size of the debt does not determine whether the case is worth pursuing.
At Consumer Attorneys, we offer free case reviews. If a collector crossed the line, it is worth finding out what that means for you. https://consumerattorneys.com/case-review
How can you deal with a boss who micromanaging you and not honoring when you said you can work? #stressful #advice
Interview practice: Describe a time you felt undervalued at work but chose to stay and keep performing at your best. What kept you there?
Stupidity. I realize now that hierarchy values certain positions, gender and race on its own scale, not by experience, performance or dedication. It's a fallacy. Knowing my own worth is on me to find where I can best utilize what I have to offer and be properly compensated. If they won't raise their own bar, it's their loss. There is no I in Team! Their lack of acknowledgement only makes me feel bad about myself and tells me they are not deserving of me. In the meantime because i dont know any other way, they will always get my best, especially the customers!!
hope, but never got it so I left
What's the best remote job you know of?
What is the best company to work for remotely? #workfromhome #jobsearch #advice
One of the best remote jobs that many people find fulfilling is a software developer or a customer service specialist. As for a top company to work for remotely, consider checking out opportunities at companies like Zapier, Trello, or Buffer. For more job options, explore Jobcase along with other job search providers to find the perfect remote job for you. Good luck! #remotejobs
Copywriting, data analysis, design
A HireRight Background Check Says You Still Work at an Old Job. Can that cause a real problem?
HireRight pulls employment history from a database called The Work Number. Former employers don't always update it when you leave. That means HireRight can show you as currently employed somewhere you left two or three years ago, and the new employer sees that as a conflict with your resume.
You have the right to dispute it. Under the Fair Credit Reporting Act, HireRight is required to investigate within 30 days and correct errors it can verify.
Here is what to do: Get a copy of the report. Find the employment entry that is wrong. Submit a dispute through the HireRight candidate portal with documentation: an offer letter from your next job, a W-2 from the year you left, anything that shows the correct dates.
If HireRight closes the dispute without fixing it, that is a legal violation. The law requires them to follow reasonable procedures to assure accuracy. When they don't, you have a claim, and the employer pays attorney fees if you win, not you.
At Consumer Attorneys, we handle these cases at no cost to you https://consumerattorneys.com/case-review
#jobsearch #advice #interview #termination #disability #backgroundcheck #fcra #application
No this information is incorrect I am available for work now
Ramchandra Reddy, samidi
How too find out things concerning jobs and how too go about getting the help I need too get a job summit an application what questions too ask without feeling dumb or illiterate please help?
Like summiting getting interviews scheduling and I feel illiterate asking for help and don't know how to go about getting help or asking for it I need a job badly I'm on disability but can work have a vehicle and have lots of and I can work in evening and on weekends #advice
When seeking job opportunities, consider utilizing job search platforms like Jobcase, Indeed, and LinkedIn. To ask for help and navigate the job application process, reach out to career coaches, workforce development centers, or local libraries for assistance. Don't hesitate to ask questions, such as how to improve your resume, prepare for interviews, or inquire about job openings. Remember, everyone needs help at some point, and seeking guidance shows initiative and a willingness to learn. Good luck with your job search!
Interview practice: how would you past employer and colleagues describe you?
follows the steps and rules too much. never wants to find a less strenuous way. Will assist ANYONE who asks. optimistic. never calls out.
In general, an all-around people pleaser! Never know what kind of day a person or patient may have had or been told to make them in whatever mood they may be in. Just say something nice, smile, and keep going on with my day. Also, if the boss is happy, everyone should be happy. Hard at work. ;-)
What's one skill you have that you believe no machine could ever replace?
Warmth and sincerity.
Neat clean tidy prompt to get job done
Where to go next?
I've been a Customer Experience Manager and Technical Support Specialist for 27 years. I'm having a difficult time finding work in my area. Can anyone list some related fields of work that would fit my experience and skillset? #jobsearch #advice
Your Employer Took Action Without a Pre-Adverse Notice. That Could Violate the FCRA
When an employer runs a background check and finds something they want to act on, the law requires two separate steps. Not one. Two. Step one: the pre-adverse action notice. This has to arrive before any decision is made. It must include a copy of the background check report (the actual document the employer saw) and a one-page summary of your rights. The whole point is simple: you get to read what they read, and you have time to say "wait, that's wrong" before anything is decided. Five business days minimum. That's your window. Step two: the adverse action notice. This one comes after the decision is final. It tells you who ran the background check, and that you can get a free copy of the report within 60 days.
These two notices cannot arrive at the same time. The first one has to come first. The gap between them is not a formality; it's the only time you can actually do something. If your employer sent one email with everything in it, or skipped the first notice entirely, that's a federal violation. Even if the background check was 100% accurate.
Under the FCRA, that violation is worth $100 to $1,000 in statutory damages. The employer pays attorney fees if you win, not you. Document what you received and when. That's where any claim starts.
At Consumer Attorneys, we handle these cases on a contingency basis, with no cost to you. Did you know about these notices before? #jobsearch #interview #advice #backgroundcheck #motivation
I had no idea I would go into busines