For me, it depends on the fork lift duties. I worked at the ACE Hardware Distribution Center and the forklift work was demanding because you had to stock bins and you were constantly getting on and off your forklift. High pace environment also. So, to answer the question, I would rather have benefits, especially if the forklift job is very physically demanding, because your body is going to breakdown and you will need health insurance. The other important factor is your age. The older you are, the more important benefits are!!!