If you are thinking about working w a firm on your student loan debt, read this first. https://www.wsj.com/articles/soaring-student-debt-opens-door-to-relief-scams-11566826805

Don't Pay Enough

Sometimes you need to lower your expectations. I see a lot of posts here focusing on problems when really there is an easy solution. Remember $7.25 an hour is better than zero dollars an hour. Lower your expectations And get through the slump.

If you have a car, Delivery drivers are always needed. If you have a pulse of valid license and insurance they will pretty much hire you on the spot.

No car no problem, McDonald’s gas stations Hardee’s Taco Bell Wendy’s… The possibilities are endless.

Sometimes you have to do something that you feel is below you while you wait out something that is the perfect fit.

Don’t give up just lower your expectations of Immediate income.

Remember the old story about the ant and the grasshopper? Basically, the ants store up for winter and the grasshopper doesn’t- guess who makes it to the next spring.. Ok- it’s really important to be the ant now! I don’t know exactly when it starts but the next recession will be very unforgiving. It will also create new opportunities so it’s not all doom and gloom. But the difference between extreme economic suffering and adjusting to new dynamic and new opps might just be dictated by whether you prepared for a winter like the ant or you were the grasshopper.
I’ll be writing more about this in sept but the article below just really focused me into this on a beautiful sunny morning. And I’m sitting here worried for people. Especially those that find it so hard to save when they struggle to cobble together living wages in a system that increasingly is blind to the circumstance. And, the earlier the prep the easier the prep, thus the quick sharing of this article.. If you don’t like reading economic stuff, don’t worry - the summary is, it’s getting really hard for people who know what they are doing to know what they are doing. As an old trader and economist - that’s not good. So #save Reduce debt Prepare profile and resume for unexpected job searches Get active in volunteering to extend your network And start to think about other ways u can be that ant.

https://www.ft.com/content/5c9b2f70-c5df-11e9-a8e9-296ca66511c9

Ode to seeking employment is always a journey along many highways, and where we may not be looking for a freeway, we’re looking for a way. For what? The to increase means for the good ole cost of living and personal comfort. I’ve been out of full-time employment for awhile, even seeking temp work, but nothing has appeared. In the meantime, I working on personsl efforts in business, but am waiting for some assignments as a writer, musician, speaker at events, venues, and conferences. Although, I don’t mind volunteering, I need to pay my bills. Any THOUGHTS?

Its been over a year now since my position was eliminated due to management restructuring. I have been through many interviews and filled out countless applications with no job in sight . I am down to my last and would appreciate if anyone has any suggestions , before I loose my mind

I have been putting in so many job applications and I haven't had not one call for an Interview. I am 57 and I am a college student. My bills are stacking up and life is getting unmanageable. I just hope someone calls me soon.

I interviewed for a job 3 weeks ago...they hired me a week ago but they still can't give me a start date. Meanwhile Im stuck in limbo with no income. Would it be ethical fpr me to tell them Im not waiting any longer and they can go string someone else along?

I recently retired after decades of retail management where I was responsible for hiring associates for my stores. If there was one piece of advice I would give any potential job seeker looking for a new position it would be "Never quit your current job before receiving a formal, preferably in writing offer from your new employer" There are several reasons for this. 1) Hiring managers receive more responses to a job opening than they can ever consider. This means that in many cases, regardless of your experience you will not get a response or you will get an auto-generated email telling you the job is filled. Job sites share openings and many times these shared postings remain up long after the job's been filled.2) Any period of unemployment is viewed badly by potential employers. The longer you are without a job, the harder it will be to explain away the interruption. 3) There will always be exceptions, but be realistic when considering a change. The grass isn't greener. The BS is not absent, just different. Make sure you are willing and able weather no paycheck if you choose to quit. Do not be impulsive, think it out. 4) Do not quit without notice or before you have a formal offer in writing. Know your start date and salary. Ask any questions and address any concerns before accepting the new job. No legitimate employer will avoid these important issues.5) If a background check or drug test is required make sure you are clear on both before giving notice. Be honest with yourself. I've had applicants fail background checks who knew they had DUI or other records that would show up. They hoped it would be missed, but it isn't. There can also be errors that can take months to iron out. If you've left your old job, you're in big trouble. Also any false positives on drug tests can be addressed, but it takes time. Time you'll spend without a paycheck. I don't recommend contingency hires, if something shows up they can let you go and you'll be unemployed. There's always good reasons to look for a better job. Just be sure to do it smart and don't impulsively quit without backup. It can be financially disasterous.

I quit life. I quit trying. Give up. Like I'm literally ready to just start walking to no where. and hope that something takes me out. My life has turned to crap and I just literally want to go away. I am alone. Like many here have posted. Kids. Great potential... but my kids and are hungry, my fridge is empty. Life is unfair and it just sucks for people without access. It sucks. I suck.