Mike Grauer Jr
Follow

My school loans killed another job opportunity. Thanks to credit check. Can't pay them back if I can't get a job.... College was the biggest mistake of my life. Not worth it.

#studentdebt #studentloans #debt #creditcheck #employment #work #job

54
164 Comments
almost 4 years ago
Like
Comment
Share
Lori Timmons

I wouldn't say going to college is a bad decision going to Brightwood College in Charlotte North Carolina was a horrible mistake

4y
Like
Reply
1
Kevin Baldwin

Have You considered Employment agencies For the type of job you are looking for And the college Degree you earned

4y
Like
Reply
1
Barbara Gardner

I don't blame for being upset at all.

4y
Like
Reply
1
Michelle Welchman

Yes, unfortunately, its a real thing and very problematic. Many employers especially, those in the bank or insurance or those dealing with money or finances will do credit checks on prospective new hires. Also, those in some areas of the government, law enforcement, accounting, mortgage, securities and investments will also do credit checks. Any job where handling money, a lot of it or dealing with credit , etc is going to check your credit history. It did not used to be this way up until twenty years ago. Debt and bad credit could mean to an employee irresponsibility or a not good risk to take, a lack of trust. If you can't be trusted with your own loans and finances, how do you expect an employee to trust you with theirs or that of their consumers or clients? See the point? That's how THEY see it. You did not say what you got a degree in or from where so I'm not able to give much advice in the job field you are looking into. There are many employers that do not check credit. As far as the student loans go, if they are not in good standing or in default, that's not good. If your loans were serviced with Nel Net or the state Dept of higher education, you can call to get them placed on deferment or s forbearance. You may qualify for financial hardship. If your loans are not in good standing, jobs within the government sector may be denied. Also if you owe any back taxes, child support, have government fines or liens. So by all means, see what you can do to keep those loans in hood standing. Remember, they are accumulating interest, so maybe paying something on the interest to keep that down and getting put on a hold would be good to try. If they are behind or in default you may be required to pay on it to bring it current Good luck.

4y
Like
Reply
The Courage to Believe & Achieve

Mike, Listen very, very carefully if you want to win. (So as a Man Thinketh, so he becomes.) You are a success story walking in the park and strolling in the dark, so, let me shed a little light on your pathway in life.

How do you grumble over those broken stones in life? [My gosh Mike if you only knew!] "The Spoken Word"

Simple. Here's the ancient historical thought process. You MUST "turn those broken stones, into your stepping stones" creating a path that leads you in a new direction for success in life (as in the illustration below).

Remember, "what you talk about, you bring about" and your situation can get better or worse depending on what you think and say.! You have what it takes to reverse the entire process as pictured below. Take immediate action and you can attract your new job in 5-7 days based on your applied efforts. I'm NOT asking you to trust me. I'm asking you to TRY.

So as a Man Thinketh, so He becomes!

[IBYC]

4y
Like
Reply
2
Velvet Kimtree

I feel you im in the same boat 24,000

4y
Like
Reply
1
steve f

There has to be more to the story, they work with you if you try to pay them. If you pay them they are not a negative on your credit.

4y
Like
Reply
1
Sharon Brumley

Mike: I sometimes feel the same way - then I remember how many "doors" my degree has opened for me. Since I don't know what type of loan you have, go to your lender and request an IBR, Income Based Repayment Request....see if this helps! Bottom line - does your lender know you are unemployed? Good luck!

4y
Like
Reply
3
Victoria Thompson

Form is no longer accepting submissions is what the website says.

4y
Like
Reply
1
Joseph Moser

There ARE some jobs that do Not require a credit check , though they are unlikely to pay much. So you need some sort of plan for how to make payments of SOME sort, so as to fix your credit problems. It may take you quite a while but so much else in your life depends on solving your credit problem so you need to do what you can as soon as you can. Maybe you don't have family who could help you, which is unfortunate.

4y
Like
Reply
1
See more comments
Add