
Why do credit reports determine whether an applicant is hired or not? Yes, I'm in financial hardship. I'm broke, I have part time employment, but I'm not a criminal or an otherwise dishonest person because of it. I co-signed on a car for my ex-husband to help him out, now his car I helped him purchase, is my liability; a business venture failed. and breast cancer directly followed. Financial hardship should not deter me from employment. And, some websites for background reports actually sensationalize an employer to purchase reports by using phrases such as, "probable" criminal activity, "probable" sexual offender, to encourage the purchase of the report. Isn't this discriminatory to reject employment based on credit history, or current financial hardship? This does not seem fair. And, what happened to a person's credit history being a private matter? Not to mention this does not level the playing field for obtaining work. An applicant can get hired for having good credit, but another can't for having bad credit? What happened to being qualified for the position? Also, the applicant with bad credit is more likely to appreciate being hired by being a loyal employee because of being hired, and now has employment to improve their credit situation. Am I the only person who thinks something is askew here?
Sherri Tyrrell You raise some excellent questions and concerns. Perhaps this article will give you some insights: https://www.nerdwallet.com/blog/finance/credit-score-employer-checking/