Lately, 4 past yr or so, when applying on zip recruiter or other job sites, a ton of calls come 2 me stating they are "attempting to collect on defaulted student loans!" Since my last loans were over 20 yrs ago, paid & in good standing, knew it was a scam..... Also, never say yes & or no on voice recorded messages, ur responses may be used in opposition to questions posed 2 aid them in their "scamming success!" good luck & success in ventures. God bless all....