Choice to make
I am receiving SSDI, and I want to work full-time as a means to become self-sufficient without financial and medical insurance support of the Social Security Administration. The problem is I may have to take a part-time position and risk earning just enough to be above the SGA (Substantial Gainful Activity) as described by the SSA and the Ticket To Work Program. On the one hand, if monthly earnings remain below $1,130, then SSDI monthly payments will remain intact, however, I have already accumulated two months of excess earnings toward my nine month trial period which means I have a total of seven in which earnings may exceed the SGA over a five year period.
For me, working full-time without the benefits of Social Security is the ultimate gift of accomplishment
Hello Edward, Thank you for being a part of our Jobcase community! I think that is a wonderful goal to have! I do not have any good insight to help you with this decision, but would be happy to assist you with a job search. Please just let me know what sort of positions you are interested in and I can take a look.
If I understand your predicament correctly you have 9 months, grace period, to test if your able to maintain employment without risking a deduction or loss to your disability benefits. If you accept a part time job during your grace period (9mo) you risk being able to try a full time position without losing your disability benefits if one becomes available past the grace period. I think the key here is honestly determining how well you will be able to take on the day to day responsibility and duties associated to a full time position. Use the remaining months to seek out and test your full time job goal. You can always go back to the part time option and remain below the income limit of your unable to find FT or maintain FT work.