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Mellinda Timblin
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Licensed Insurance Agent

Early Retirement

I have been a self-employed insurance agent for most of my adult life. One of the first things I learned about the nature of my work was that I was a contractor. My first General Agency Manager told me that in the years to come, people in his position would want to treat me like an employee. He warned me not to let them get away with it. I never did. That was a little more than twenty-two years ago. In recent years, it has come to my attention that an entire generation of recruiters and others who should know better, will use the words “ employment “ and “ contract “ interchangeably. Language is important. Far too important to let this go unchallenged. An employer is not just free to ' time manage “ an employee; he/she is obligated to make an accurate accounting of hours or days worked. A contractor , by contrast, can be told where to work and how to work but not when to work. The prevailing wind in the workplace today seems to be coming from the companies that offer an occupation making use of your equipment, your home, your car and most of all, your dollars. The “ freedom “ and the promise to “ earn what you're worth “ is enticing. Yes, we were all taught that hard work and creativity would be rewarded. The concept is embedded deep in the American rat brain. The truth is that you may have to be satisfied, at the finish, with the knowledge that you did what was right and you did it often.

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over 8 years ago
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Nancy Macchia
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Administrative Assiatant at Canteen Corporation

Great Point!! Understanding or better yet learning how to decipher the marketing language recruiter use to attract potential employees is extremely important today. More and more employers are cutting employee maintenance cost by contracting out jobs. Work from home, remote, virtual jobs are on the rise. Special attention to work from Home in particular. Most of these jobs, at first glance, give the impression that one can operate similar to a contractor and I fear some exited applicants may want to pursue these jobs under the impression that they have unlimited flexibility and freedom but the work relationship is quite the opposite. Many of these jobs require workers to be signed into a phone for 8, 10, or 10 hours at a time. Non-compliance to those terms usually leads to termination of employment. Clearly understanding the language of the tasks involved and the work relationship before committing to jobs like these is super important. I’m glad you raise this topic.

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