got layed off cause they closed factory i worked in
I'm running out of money i had to take my money out of my IRA ACCOUNT so we still have a place to stay and I have a car to drive if not we would be living under a bridge somewhere it,s hotter than crap in this old house and paying 650.00 a month rent plus electric,gas and paying water bill to landlord during winter months its cold even thou u have gas heat in this old two story home . I can,t even get her to fix the ac unit and all it,s doing is freezing up.I have 2 son,s live with me i had to raise on my own. know they r 22 yrs old and the other is 27 yrs old with disability has seizures and mental problems . and i can,t get the social security disability to do what they are supposed to do it,s a good thing i proof read everything from their I'm 47 yrs old and on their paper work they claimed i was hundred yrs old and me still sitting their in front of them . I'm trying to finish my sat,s from high school they said i did,nt need so i can go to college. and in process i need a job on top of this as well it,s bad enough winter will be here soon .i hope something turn,s up cause i put in application,s you see them saying they are hiring everywhere but i don,t think they even look at the application,s . i was told i was over qualified for volt,s wagon I've never heard so much in my life.
Jackie Crawford I am so sorry to hear that things have been difficult for you lately and that you lost your job. Please check out these suggestions to help you get back on your feet!
1- Take care of YOU Your health is important so don’t go without health coverage! Speak to your employer about extending your health insurance benefits for up to 18 months under COBRA (the Consolidated Omnibus Budget Reconciliation Act) if it's available. You have 60 days after your coverage lapses to opt-in or start shopping for your own policy [here] (https://www.healthcare.gov/) Your new employment status allows for you to actively enroll even if it's not open enrollment time.
2- Apply for unemployment benefits To receive unemployment benefits, you need to file a claim with the unemployment program in the state where you worked as soon as possible! Don't delay because this process can take quite a long time. The government-sponsored site, [CareerOneStop] (https://www.careeronestop.org/), has details on unemployment benefits in each state. You also can do a quick Google search to locate your local Department of Labor and unemployment office and apply there as well.
3- Revisit your budget There’s no way of knowing how long you will be unemployed and because your income is now significantly less, it's important to plan for the future. Revisit your accounts and see where you stand. Cut down on your expenses and spend only on what is necessary for the time being (think food, gas, etc.). Put together a list of all the bills you currently pay such as car payments, student loans, rent, mortgage, medical bills, etc. that are non-negotiable. Anything that isn’t essential cancel it for now and focus on the more important bills. If you feel you are unable to pay your mortgage reach out to your bank ASAP and alert them to the problem as well as your landlord if you rent.
4- Stay in touch Don’t be afraid to connect with your coworkers/managers, now is the time. Ask them for their contact information and if they would consider being a reference in the near future. Stick to anyone you worked closely with who can attest to your skills on the job. If they ask you, make sure to offer them the same courtesy.
5- Be positive Right now is a difficult time but remaining positive will help see you through this! Surround yourself with loved ones who will support and guide you and talk to them about how you feel. Stay strong and look to the future. As the saying goes, "This too shall pass." Check out these additional [things you can do] (https://www.jobcase.com/conversations/2eb03c47-fbc7-59c3-b959-f386f714f79f) to feel better.
6- Apply It goes without saying that once you lose a job you need to replace it with another. So revamp that resume! Be sure to add any new skills and experiences you gained over your employment. Then when you are ready, search and apply to jobs in your area [here] (https://www.jobcase.com/jobs/search).
Wishing you the best during this difficult time.