The birth of children is an important event for us. I was waiting for the birth of my son. I had a lot of plans. But plans are one thing, and reality is another. My son is five years old. But I can't handle the new budget planning. I have two main credits is a car and a house. I work for an insurance company and am familiar with finances. But as I touch the purchases for my son I can spend a lot. At Christmas, I first got to credit money on my bank card. Tell me, are you familiar with such situations? How do you plan your budget? I can say no to my son because I think I'm going to feel guilty.