Worried

I got a letter in the mail saying my social security was going to be garnished due to student loans. I had went to school years ago and wasn't working at the time. I didn't realize I had taken a class three different times and failed each time, even though I used a tutor for help I still couldn't grasp the concept of the terms so I was dismissed. I've never refused to repay the student loan(s) I just have a child to provide for and now a husband of 3 years. My social security check only covers most of the basics which include rent, electric, our phones so we can search for jobs and stay in contact with everyone we need to, a small car title payment so we can get back and forth to any jobs(needs repairs but still usable), and after paying those I still don't have enough to pay the water bill. God's blessed me with just enough to cover the remaining bill but unfortunately leaves us broke until the next month. I recently was hired for a seasonal job but doesn't start until April, my biggest concern is when that job is over in a few months and it's just that one check again. I can only work part-time and jobs close to home within walking distance aren't easy to come by just in case our car does break down. That was the reason I had to quit my job the last time, I lost transportation. I know God provides us with what we need but every opportunity given to make things better is quickly taken away shortly after, making things harder. I wanted to take care of the smaller bills first before tackling the bigger ones like my student loans, by taking care of the smaller ones I can work more things in. Please pray for us.