Mr. Murillo, Keep it moving...do not stop...you made it thus far! God is testing your faith...you have the power to move mountains...as long as you have life, you are 1 million! Get moving and make it happen...I have juggled at least 4 tepm agencies at one time....all is fair in war and jobs...fight to the finish and bring home the Gold!

Temp agencies are only good for getting your foot in the door so people can see how you actually work. They want people with experience so you have to go to no experience jobs . That should be your key word for search. Secondly,make sure your resume is up to date. I actually got an interview at a marketing firm willing to pay-train me to run their new office here in lake charles(have you considered moving in order to get a job)and it happened only because I told them why my time in prison was a training ground for skills that only a stint in prison can get you. I sold myself. SELL YOURSELF!!! Be patient. I know a lot of people will say you now have TIME to do what you need and that is find a job. What you need is money because that pays the bills. I also recommend Indeed.com. They are the most watched and searched by thousands of business owners. With a resume on file with them,as soon as a job comes up you can apply with one click and only a few entries as far as address,education,desired pay,and email,and phone number for employers to contact you. God bless and good luck. But please note that as soon as you get an alert to a job you are interested in apply immediately because most people don't even think about it and apply as a reaction even if they don't really want it and they are desperate. Keep it simple.

Sure can, Eugene!

First, get rid of that $100 monthly fee to that 'credit law firm'. Now. Go ahead, I'll wait... ... Okay, there's NOTHING that 'credit law firm' can do for you that you can't do for yourself. Period. It just takes some time and effort. Now, since it appears you're under- (or non-) employed, guess what you DO have? Time! Time to work on credit issues, and time to find that new position.

Google 'credit repair' or 'credit report' or what have you and sign up for one of those 'free credit report' sites, like Credit Karma, etc. AVOID any site that wants a credit card, or has some form of trial period after which you must pay some sort of fee. Forget those. You're entitled to a copy of your credit report free (IIRC, that's once a year) from each of the agencies. So, grab those and take some action!

You may need to write dispute letters and e-mail or physically mail them, but that cost is either non-existent or minimal (postage same, paper, envelope). If there's misinformation on there, don't take no for an answer. It's wrong, the credit bureaus will tell you 'there's nothing they can do', and just stick to your guns and have any wrong information deleted. Period.

As for the job situation, remember job hunting is a 'fishing expedition'. Look over your resume (or create one if you don't have one), then ask yourself: Would YOU hire YOU based on that resume? If not, brush it up and / or ask someone close to you to help. Don't need to hire a 'resume service', you can do this yourself or with help from someone you trust. And... you have time! And 'free' is better than 'any cost whatsoever', especially if money is tight, eh?

Once the resume situation is sorted out, remember that 'fishing expedition'. The more 'lines in the water' you have, the greater chance you'll have of 'catching' that next worthwhile position. Send out those resumes to places that fit your criteria (proximity to home, type of work, and so forth). Use the job search engines like Jobcase, etc. and be as specific as possible for your search criteria.

Send out resumes to places where you'd LIKE to work, even if they're NOT advertising for new hires. That gets your name / info out there, and they may just have a job opening coming up soon that THEY didn't even know about. Employees leave for a multitude of reasons, some times at the 'last minute'. Their exit COULD be your entry!

Remember, take action. Fix what needs fixin', spruce up what needs sprucin' up, and move forward. It's not 'money' or finances that holds one back, it's a lack of action. And time is your best current asset. You ONLY 'lose' IF you quit. So, don't quit!

Hope this helps a bit. If so, once you've landed a great, high-paying position, I'll make sure to send you a bill for my 'consultation'! ;-)

Best of luck in your endeavors!

Personally I feel like the employers have absolutely no right nor should they have access to anyone's credit report. Talk about discrimination - that there is the tip of the iceberg. I am not sure if I want to work for an employer who feels like I might take a roll of toilet paper so I could save my money to pay a bill- pretty chicken shit if you ask me.

Now about temp working, welcome to the new way it works, those who have a permanent job great, those of us you consider second class because we are contractors - remember one thing - we are only there because you won't get off your lazy but and get the job done. I am a working professional in engineering and in the past 15 years the only work I could get is contract through a head hunting company. They realize you need a job and could pretty much care less about your credit as long as your doing your work. Now, full time positions are opening up and guess what the number on criteria is - yep - longevity at one job - seriously, they have got to be joking, like I work contract because I like starting a new job every year or always being treated like I am lower than a snake's belly - which is it.

The best part and one permanent employees fail to grasp - I make more money than they do, I get paid a higher wage, get same holidays and I get one heck of a tax right off every year, so far I win they loose. You can keep the so called paid vacation, sick leave and medical, now with ObamaCare, our shops give us medical and dental plans better than what they are getting. So for all you ignorant full time workers, the next time you see a contract worker remember - he's / she's only there because you cannot do the work or too lazy to do so.

Its a vicious cycle but it definitely has its rewards

McDonald"s having open house tomorrow at 2:00

You should clarify a couple of things: How do you mean that you were "let go because of seniority"? Also, a lot of temp jobs will let people go right before the contract says you're eligible to be hired permanently, because then they don't have to give you any benefits, like vacation, sick leave, medical insurance, etc. I don't know how having bad credit affects your ability to get a job. Did you file a complaint about being let go? Whether it's a lawsuit, or with HR? The only advice I can give on it, is what previous commenters have said, that it's best to build your credit up slowly, and maybe you could add the monthly fee onto your credit bill.

Eugene, Getting credit help and working on recovering your credit is an excellent first step and is going to improve your chances of landing a better job. For now, focus on getting your foot back in the door with a job you don't necessarily have to love but you feel that you'll be able to perform within relative satisfaction. Find something that helps to pay the bills now while you fix your credit.

I have definitely been there! I actually went online and got a free credit report. I start to highlight the areas in my credit I needed to work on. I would suggest to keep doing the temp jobs in meantime while you raise your credit. Fastest way is to make payments in small amounts and depending on your credit open prepaid credit card to rebuild your credit.

I'm sorry you're going through this right now Eugene. I hear you with the bad credit - there was a period when my credit wasn't so great, and i swear employers wouldn't give me the time of the day because of it. there needs to be a law against it. Is there any way you an get feedback from the employers who wouldn't hire you about why you didn't get the job? Might be a good idea to get feedback from them. You're doing something right because you're getting interviews!