None

Call your agent and he will tell you exactly what you have to have to carry paying customers.

Progressive

I would say your current auto coverage is sufficient. However, I would check with your specific company/carrier let them know what ur doing and probably change to business use class..hope this helps!

I imagine it varies by state, but where I live, you would need a commercial taxi license from your municipality, you would need to change the registration on your vehicle from passenger car to Taxi, you would need to change your driver's license to a CDL- "B", and you would need to purchase both commercial "all hazards" liability insurance, and commercial auto insurance...

Your regular car insurance will refuse to cover you if you are doing anything "for hire"....

If you are following the rules, there is no way you will make money driving for Uber. The costs of all the proper licenses and insurance FAR exceed what you will get from customers

Anna Belido, I don't know what the earnings potential is for cabbies. I've heard it's not as lucrative as it used to be. It involves sitting for long periods of time like any driving job. I live in the New Orleans area and tourism has really taken off over the last few years. So many cabbies line up at the airport they now have to wait in the cell phone lot across the street which is used as an overflow area. Sometimes half of the cell phone lot is filled with cabs waiting to be called to come across the street and actually wait again in line for someone to hail them. Where Uber is allowed to pick up fares at an airport they cannot wait like that but must receive ride requests via the smartphone app. In most markets where Uber is allowed to pick up at airports via smartphone requests they must do so in designated areas such as areas where hotel shuttles pick up but they can drop off without restriction as it appears to anyone looking like it's just someone dropping people off at the airport. Only a small decal is in the lower right corner of the windshield is required, which is inconspicuous.

Yes, it is best to carry commercial insurance due to the fact a lot of insurance companies will not cover accidents that may occur while you are driving for a ride sharing company.

That depends largely on how much auto insurance you carry. If you carry very high limits on your liability or your vehicle is very expensive and would be very expensive to replace they might drop you if they find out you were working for a ride sharing firm like Uber or Lyft. Commercial vehicle insurance is extremely expensive. That's why taxi drivers often lease their vehicles from a company that includes commercial auto insurance in the lease. And Uber DOES cover you while you are driving. Their insurance coverage information is located on their website. My concern with Uber is their aversion to talking to anyone via telephone. If you drive for them they will never give you a phone support number. They strictly deal with their drivers via e-mails, chat via their website and messages sent through their Smartphone app. If you happen to have a paying passenger in your car and were involved in an accident and the passenger claimed to be injured whether the accident was your fault or not, the passenger is likely to insist on a phone number they can call. If you can't give it to them they are likely to become very angry and call your insurance company. If you Google Uber you will find that about 2/3rds of the comments are negative and the rest are either neutral or positive. I drove for them for a short period of time as an UberX driver and found that after you calculate your real costs it's just not worth it. Currently, they skim 25% off your fare and you can spend hours driving around, burning fuel putting miles on your vehicle for very little money. It might be a way to network for your job search if you happen to pick up some business people but as a job you'd be better off working at minimum wage within easy commuting distance than driving for Uber. I hope this helps.

you dont need to drive for uber because in the end your insurance company will drop you if you they find out you had an accident and were ride sharing

You can check with your current insurance about (Rideshare) coverage. Most insurance companies have coverage designed specifically for this purpose.