in debt because of my job

I have been with my company for 3 years. I went out oh short term disability and they took their time paying out so I fell behind on my bills. I went back to work once cleared to return. My husband got sick and needed to have surgery abt 2 months after I returned to work. I qualified for paid time off through my job . All forms were complete and turn in. After being off for 2 weeks on the day I was to return my job calls and tells me I didn't qualify. I asked why are you just now informing me of this after me being off. They gave no explanation just an lame apology. The next day while at work they call again and say they made an mistake and I did qualify. I did not receive payment until the end of the month after I refused to come in because I had no $$$ to pay childcare. I have fallen so far behind trying to catch up on my bills its frustrating and I fell like what's the point in working because I'm now living pay check to paycheck trying to catch up.

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Ashley Wilson
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I am so sorry to hear this Kristina Smith let's get you back on your feet!

Did you know that you can search and apply for jobs that you are interested in right here on Jobcase?

Just follow these steps:

1. Click on Jobs & Companies at the top of the page, or head over [here] (http://www.jobcase.com/jobs/search)

2. Enter a job into the search field where it says Job Title, Keywords, or Company.

3. Add in your location by filling in your City and State OR zip code. Then click the magnifying glass to search.

4. Once the list is up, click on “View Job" of any you are interested in and then apply.

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Wishing you the best in your job search! Stay strong you can do this!!

2y
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Anthony Harrington
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Hi Kristina,

It is a commonly cited fact that most Americans are 1 to 2 paychecks away from being completely insolvent.

While unemployment is rather low right now, wages are not seeing an increase in keeping with the cost of living. If we aren't putting money aside each check, and we encounter a life event that prevents money from coming in in a timely manner, we are in trouble.

First thing, see if there is any are in which you can cut unnecessary expenses. If you can get rid of luxury/fringe items like cable and other subscriptions, do so. It's only temporary until you can find your footing.

Shop at discount grocery stores to save on the cost of groceries. Look for stores like Aldi or other budget friendly options.

Speak to your creditors to see if you can arrange smaller payments or even defer payments until you can get back on your feet.

Consider picking up a side gig to get some extra cash coming in. Consider driving for Uber or Lyft. If the idea of having strangers in your car is offputting, see if you can be a delivery driver for food services like DoorDash, GrubHub, Favor, Postmates, and UberEats. Or shop for and deliver groceries to folks through InstaCart.

If all else fails and you are way under water with debt, consider filing for bankruptcy. It's a tough decision to make, but it can remove some of the burden and stress you are feeling.

I hope this helps in some way.

2y
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