it cost 30$ at the most do open a checking or savings acct. at a credit union open to the public .did you know that to borrow your own money you dont need credit BECAuse ITS YOUR OWN MONEY. and yet when you pay yourself back did you know it counts to the credit bureaus as a paid off loan. i qualifeid for 10 thousand from 5 big credit unions with a bankruptcy because of the type of credit profile i had with the credit unions . i paid off my cars my daughters student loans paid off the bills stayed with utilities and the house and the credit unions low payment low interest paid them off now have great credit and high scores reported to all 3 credit bureaus its funny how nobody helps those that struggle and yet they need to know this info. i dont care where your minimun wage job is can you afford 20 to 97 a month dollars to qualify to get from 500 to 1000 to 5000 extra a month: even if your poor . thats who i help the most . those from the ghetto the barrios or just plan those that struggle to make ends meet. im bless because i help others because got help me when i had those little girls and i was a single dad; so now i pass that on helping others; work for me from home or meeting and helping clients in your city or town ;