we don't have to just listen on here to tell that people are hurting . all ages they need BETTER PAYING JOBS SOMEONE TO SPONSOR OR FINANCE A CAREER THEY NEED MONEY TO GET THEM BY AS THEY STRUGGLE something low interest low payments until they get back on their feet. THEY WANT TO LIVE A DECENT LIFE FOR THEMSELVES AND THIER FAMILIES THIER KIDS THIER LOVE ONES BUT THEY STRUGGLE . pay day loan companies or car title loan companies keep them down not up. THEY HAVE BAD CREDIT and are getting scam or rip off since the whole credit repair business is based on deleting items if they are true or not. and most free credit sources have the form to dispute items for free so you don't need to pay for credit repair. fix your own sign the forms and sent them wait for a response. what I do as a counselor and financial advisor is help people that struggle to make ends meet. I have a 95% rating of getting people jobs getting people careers getting people temporary money and doing what nobody is doing CREDIT PROFILE IMPROVEMENT . which means you improve your credit profile with the FINANCIAL INSTITUTIONS LIKE CREDIT UNIONS OR BANKS THAT WILL FINANCE A CAR FOR YOU FINANCE A HOUSE FOR YOU OR ALLOW FLEXIBLE CREATIVE LENDING SERVICES AND CREDIT HELP FOR YOU all ages from 18 to 99. low income the no income and those on a fix income . they just don't teach in schools and colleges how to prevent from going homeless or from struggling if you don't have job experience or a degree and many with degrees are also looking for jobs. many trade schools are closing down because they do not guarantee JOB PLACEMENT BUT THEY DO GUARANTEE THE STUDENT LOAN HELP . so number one issue in America is WHAT TO DO ABOUT THE HUGH STUDENT LOAN DEBT. like IRS PEOPLE CANNOT CLAIM BANKRUPTCY ON STUDENT LOANS. the main point and so many job case staff and people on here they are making ends meet are trying to help those that are going thru struggles. listen talk learn and most of all follow thru and get free information free help . I receive over 5000 jobs a week in all areas of the USA . ALL STATES ALL CITIES ALL TOWNS . there are jobs and you don't need experience always to apply or have a degree. FREE G E D CLASSES ALL OVER the states cities and towns local colleges or help centers. BE CREATIVE AND ASK FOR HELP NOTHING TO BE ASHAME OF WE ALL BEEN THERE AT ONE TIME IN OUR LIFES NEEDING HELP OF ANY KIND . job casers helping each other :