Hi Kathy, If you think someone suspicious has your information I recommend you start by doing a free credit report. You are allowed a free credit report every year through the US Government (https://www.consumer.ftc.gov/articles/0155-free-credit-reports) and doing this will show you any accounts that have been created with your information. If you see ANY unusual activity you should check out https://identitytheft.gov/ to figure out what to do next. I would also recommend seeing if your bank has any resources or any financial counseling to help you out.

The faster you act the better, I really hope everything is okay!