Top ten part-time jobs with employee benefits

Are you struggling to find a part-time job that also offers health insurance? This is a more prominent problem than you may think. Many people are forced to work multiple jobs just to be able to afford basic healthcare costs. This can be a demanding and time-consuming process.

There are many reasons why you may be looking for a part-time job with health insurance coverage. Perhaps you are a student who is only able to work part-time or are a stay-at-home parent who needs to supplement your family's income.

No matter the reason, there are options available. This article will cover the facts on working a part-time job with health insurance and list the top 10 part-time jobs that offer this benefit.

What defines a part-time job?

The Fair Labor Standards Act has no guidelines set for part-time work. This means that each company can set its own standards for part-time employment. In general, part-time jobs are those that allow employees to work less than the number of hours considered full-time. On average, full-time jobs are those with around 40 hours per week.

The number of hours needed to be classified as part-time can differ based on the company, position, and state. For example, some retail stores may only consider employees working part-time if they work less than 32 hours per week, while others may only consider employees working part-time if they work less than 24 hours per week.

It's important to check with the company you're interested in to see their definition of part-time before applying for a position. In addition to the difference in hours between a full-time and part-time job, benefits packages are also often different. Part-time employees don’t typically get access to the same benefits as full-time employees.

This often includes health insurance. While some companies do offer health benefits to part-time employees, many do not. There are also companies that only offer health insurance to those working a certain number of hours per week, such as 30 or more.

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Additionally, the duties and responsibilities of a part-time worker may differ from those of a full-time worker. A part-time employee may be limited in the number of hours they can work, the types of tasks they can perform, and the number of days they can work. Be sure to consider all of the factors before taking a part-time job.

What is health insurance?

Before discussing part-time jobs with health insurance, it's important to understand what health insurance is and how it works. Health insurance is a specific insurance that helps cover the cost of medical care. This can include preventive care, such as vaccinations, as well as necessary treatments and surgeries.

There are many different types of health plans available, and the plan you choose will affect the cost and coverage of your healthcare. Some plans may only cover certain types of care, while others may cover a wider range of services. It's important to research the different types of plans available to find one that meets your needs and budget.

In general, there are two main types of health insurance: private and public.

Private health insurance is insurance that is provided by a private insurance company. This insurance is typically more expensive than public health insurance but may offer more coverage.

Public health insurance is insurance that the government provides. This insurance is less expensive than private health insurance but may also have more limited coverage.

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Choosing a part-time job with health insurance is crucial for many people. Health insurance can be expensive; without it, you may have to pay for all of your medical care out of pocket. This can be a financial burden, particularly if you require extensive or ongoing medical care.

Top reasons to work a part-time job

With the demands of school, extra activities, and social life, finding time for a full-time job can be difficult. That's where part-time jobs come in. Part-time jobs can offer the flexibility you need to balance work and life while still making some extra money. Some of the additional reasons one might choose to work a part-time job include:

Gaining work experience

A part-time job can allow you to gain work experience in a field that you are interested in. This can be beneficial if you plan to transition into full-time work in the future or if you are undecided about your overall career path.

Earning extra money

In addition to gaining work experience, a part-time job helps you earn extra money. This can be a good resource if you want to save up for a specific purchase, such as a car or a new computer, or if you simply want some extra spending money.

Learn new skills

A part-time job can also be a great way to learn new skills. Many jobs require the use of computers and other technology, which can be helpful in your future career.

Build a professional network

A part-time job can also help you gain a professional network. This can be beneficial if you are looking for a full-time job in the future or if you simply want to meet new friends.

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There are many reasons to choose a part-time job, and health insurance is just one of them. Keep reading to learn more about 10 part-time jobs with health insurance.

Do part-time jobs offer health insurance?

Not always.

Out of the 49% of Americans who receive health insurance through their employer, most are full-time workers.

That’s because, according to the Affordable Care Act, U.S. employers with 50 or more employees have to pay the penalty if they don’t provide health insurance benefits to 95% of their full-time employees.

In other words, businesses are motivated to provide insurance to people who work full-time.

But if you’re one of the 25 million part-time workers in the country, it can be harder to find jobs with benefits.

Luckily, it’s not impossible. There are quite a few major employers that provide health insurance and other benefits to part-time staff.

How do you find a part-time job with health insurance?

Many job seekers focus more on wages than benefits, but health insurance is an important part of your compensation package.

Employer-sponsored health insurance can save you a lot of money, especially if you or a family member has an unexpected health issue. It’s worth taking the time to research if a job offers benefits.

Here are five ways you can find out.

1. Read the company’s careers page.

Most large employers will have a page on their website called something like “Careers,” “Jobs,” or “Employment.”

While not all companies put benefits information on this page, many do. It’s easy to quickly check the site before you decide to apply.

2. Check the job description.

Sometimes it’s really that easy — the benefits information is listed right in the job ad. Scroll to the bottom of the job listing to see if it mentions anything about medical coverage.

3. Look at reviews from part-time employees.

There are numerous websites where people can review the companies they work for.

It’s a great way to find out what real employees get paid, what benefits they receive, the questions they were asked in interviews, and what they think of the work environment.

You can see reviews of the employer’s benefits packages. You can even filter the reviews to only include those from part-time employees.

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4. Talk to someone at the company before you apply

The internet isn’t the only place to get employee reviews.

Talk to people you know who work part-time. There may be employers you’ve never even heard of that offer health insurance to part-timers.

If you’re interested in a specific organization but don’t have any personal connections there, try asking the Jobcase Community.

5. Ask after you get a job offer — but not during the interview.

At the end of almost every interview, the interviewer asks, “Do you have any questions for us?” While this may seem like an appropriate time to satisfy your curiosity about healthcare coverage, it’s not.

The interview is just about the only time you shouldn’t bring up benefits. That’s because it’s important to show that you’re motivated and interested in the job itself, not just the perks.

But if the interview goes well and you’re offered the job, you should definitely ask about health insurance and other benefits before you accept the offer.

Other benefits to look for

Each employer offers different part-time benefits to their staff.

Health insurance is one of the most coveted benefits due to the high cost of healthcare, but other offerings part-time employees might want to seek out, depending on their needs, include:

• Flexible vacation time

• Parental leave

• Vision plan

• Dental coverage

• Retirement benefits

• Tuition reimbursement

• Life insurance

• Stock purchase options

• Employee discounts

The top 10 best part-time jobs with health insurance

These employers have numerous available jobs across the country. They often get good reviews from their employees and offer benefits, including health insurance.

If you’re looking for a part-time job with health insurance, this list is a good place to start.

1. UPS

UPS is a multinational shipping company operating in every state in the U.S.

In addition to delivery drivers, UPS employs warehouse workers, equipment technicians, and more.

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UPS is generous to part-time employees, and on their website, they explain why, saying:

“Our unique foundation of promoting from within means that our workforce comprises a whopping 50 percent of employees who started as part-time. It's one of the many reasons that part-time employees earn a competitive benefits package.”

If you’re looking for a good part-time job that could become a full-time career, consider applying at UPS. Find out more about current job openings by visiting the UPS employment page.

2. IKEA

IKEA is a Swedish furniture retailer with locations around the world.

Jobs available at IKEA include retail, warehouse work, food service, IT, and more.

All IKEA employees, whether full-time or part-time, hourly or salaried, are eligible for some portion of IKEA’s benefits package.

Those that work 20 hours per week are eligible for the full benefits package, including medical insurance, dental coverage, vision insurance, paid time off, parental leave, retirement plan, income protection, and disability insurance.

See what jobs are currently available on the IKEA careers page.

3. Costco

Costco, a chain of big-box stores, is one of the largest retailers in the world. It’s also known as a great place to work.

It’s not just full-time employees getting those perks — Costco offers medical benefits to anyone who works at least 24 hours per week.

For a list of open positions at Costco, visit the Costco jobs page.

We’ve also written up some tips to help you land a job with this employer.

4. Chipotle

Many of the reviews for Chipotle rave about the free food that employees get, but fortunately, that’s not the only perk.

Chipotle offers medical, dental, and vision coverage for all of its part-time employees.

Most open positions at Chipotle are in food service, but some office jobs are also available. To find and apply for Chipotle jobs, visit the Chipotle careers page.

5. REI

REI is a retailer of sporting goods, camping gear, travel equipment, and clothing. Based on employee reviews, it’s considered one of the top 50 best places to work in the U.S.

There are lots of career options at REI, from retail to facilities maintenance to customer support.

Any employee working 20 hours per week qualifies for benefits. These employees can choose from several health insurance benefits for themselves and their dependents.

REI also mentions that they offer tools to help employees working less than 20 hours per week navigate the health insurance marketplace.

Learn more about working at REI on the REI careers page.

6. Starbucks

Starbucks is the world’s largest coffee chain. It has a solid reputation with its part-time employees, with 78% of them saying they would recommend working there to a friend.

Starbucks offers full-time and part-time employee benefits, including medical, dental, and vision coverage. For hourly workers, eligibility for these benefits begins once they’ve worked at least 240 hours within a three-month period. That’s an average of just under 19 hours per week.

Get started searching for Starbucks jobs on the Starbucks careers page.

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7. Lowe’s

Lowe’s is a home improvement retailer selling appliances, furniture, tools, home decor, and more. According to its website, the company has over 300,000 employees.

Lowe’s offers benefits for part-time work. Although it’s not as comprehensive as the medical plans offered to full-time positions, basic healthcare insurance is available.

According to its website, Lowe’s cares about all-around wellness for its part-time employees.

“We offer all regular full- and part-time associates access to benefits that help them stay healthy — physically, mentally, and financially.”

See all of the current openings at Lowe’s on Lowe’s jobs page.

8. JPMorgan Chase

JPMorgan Chase is an investment bank and financial services company. It’s a well-regarded workplace, with 81% of part-time employees saying they would recommend working there to a friend.

JPMorgan Chase is often looking for part-time employees for customer service, administrative, and banking roles. The company has benefits available to eligible employees regularly scheduled to work at least 20 hours per week.

Check out the latest open opportunities on the JPMorgan Chase careers page.

9. Amazon

As a company that employs over 1.2 million people, online retailer Amazon always has many open part-time and full-time jobs.

Administrative jobs, warehouse (also called fulfillment center) work, and customer support are just a few possibilities.

Amazon employees who work more than 20 hours per week receive funding for health insurance and other benefits, including dental care, vision care, disability, and life insurance.

You can learn more about available jobs at Amazon on the Amazon jobs page and discover more about their contactless hiring process.

To help your application stand out from the crowd, we’ve put together some tips for applying to Amazon fulfillment center jobs.

10. The U.S. government

The agencies of the U.S. government employ over 2 million people. The jobs available range from part-time entry-level work to positions for experienced professionals

Part-time employees of the government receive the same health insurance as full-time employees, but they pay a more significant percentage of the premium.

For example, an employee who works around 20 hours per week will receive half of the government contribution towards health insurance that a 40-hour-per-week worker would.

USAJobs is a website where you can find job listings for federal agencies.

What to do if your part-time job doesn’t offer health insurance

You still have some options if you cannot find a part-time position offering health insurance. The first is to see if you qualify for government assistance programs like Medicaid.

You may also be able to secure coverage through your spouse or partner’s job, or you can purchase an individual health insurance plan.

Many people find themselves unable to afford health insurance, especially adults over 50.

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This is why it’s essential to research your options and find a plan that fits your needs and your budget. Going without health insurance is risky, so make sure you have a plan in place before you need it.

The ACA offers some protection for people with pre-existing conditions, so even if you have trouble finding affordable coverage, you may still be able to get the care you need.

Find a part-time job with health insurance

Researching part-time jobs with health insurance can be time-consuming and overwhelming. However, finding a job that offers you the right pay, hours, and benefits is important. To simplify your search, check out the Getting Hired Resource Center for various resources, including job boards and resume tips.