I just read this article and it went on and on about the concerns that advocates had for people using the services because of the associated costs of doing so. Then I read on and noticed the fee was $8/month per employee!
This should be a no-brainer benefit that companies just provide to their employees. No change to their payroll or accounting, simply pay the fee for the benefit and their employees can access their earnings at no cost to themselves and make sure they never get hit with high fees from a missed bill or a paycheck loan.
It would also make traditional employers more competitive with the new wave of gig opportunities which let you get paid multiple times/day if you want.
This seems like a huge missed opportunity, what do you think?