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Why?!

I lost my job July 2015 and being over 50 have not been able to find a job since. I’m pretty sure that I was blacklisted by my last employer. My question is this: why when a person is obviously at their lowest with very little money does the bank decide to raise the interest rate on my credit card and lower the credit limit? Even though I’ve never missed a payment or made a payment late Why does my car insurance feel the need to base my car insurance rate on my crummy credit score, thereby raising my monthly payments? And why did they change my policy from a 12 month policy to a 6 month policy, so that I will have to pay more? Even though I’ve never had a ticket or accident and had excellent credit all my life until now. Is America now all about “kick’em while they’re down”? Because it sure feels that way. I am barely keeping my head above water. I am one step from being homeless. I have no savings left and I have cashed in my retirement and that is also gone. (Had to buy some food. You know how that is!) This world feels heartless and hopeless.

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pamela carnival
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I think older employees are better, always on time, not glued to there phones. May in some cases take a little longer for training, but in the long run worth it. Let me say more stable.

31w
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Volonda Montgomery
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Pamela I can relate. I am currently working for the same employer for 13 years but think I have been blackballed in the agency 2. I am 52 and applying for jobs but age is a factor as well but hard to prove.

31w
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LegoisGood ForYou
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I joined this outfit when I was 48 years old. Haven't looked back since.

https://about.usps.com/careers/search-apply/

Say what you will about our government, but they're one of a fistful of job providers in this country that doesn't, in general, play the age card against applicants.

All you need with the USPS is a solid work ethic and the capacity to perform a lot of physically demanding labor, particularly at this time of the year. An iron resolve to never, ever give up is a big plus.

31w
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James Estes jr
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I am sorry for this to happened but there r good people out here to help like going to church ask for help God has a plan for all of us be strong don't give up God is on your side believe me he is

30w
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Deborah Baese
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So sorry. 60 and looking for more work. Behind on my rent, but fortunately I live with family, and work part time, so I give what I have and we're muddling along. Prayers for your sitch. improving. Hang in there !

30w
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Cee Jay
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@ Carrie: I wish there were words that I could say to soothe your troubles and aches with this financial strain in your life right now. It really is a horrible thing to happen to honest hard-working people like you. GOD only knows I'm facing the same troubles but not as bad. Prayer always help I know you may not want to hear that but GOD listens, just tell him EXACTLY what it is you need and want to see changed in your circumstances and believe me, things will start to come around. Also look into public assistance and try to see if you can work from home. I know that - Thelivewellnetwork, often posts information on how to work from home as a customer service rep for companies. That might help and let me know how it works out for you. I know it's hard trust me. We all have had our backs against the wall but please DO NOT GIVE UP. Because when you do that's when you lose.

30w
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angelina subia
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I can Not even " Like" this post, I am so sorry to hear this, I am 52 and looking for another job myself. And I go on interviews, but no luck. I honestly feel my age is a factor. I wish you all the best.

30w
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Debbie Banditelli
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There are tons of work at home jobs you can do online. There are many websites that tell you what is available. If you want any info just ask me. I'd be happy to help. That's how I make a living.

30w
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Ralph Juergensen
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Hey Debbie, what kind of work at home jobs? Are they legit? I would be interested.

30w
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Misty Dean
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They do go by credit score. Unfortunately most don't know how to play or something happens to set them back. I recommend finding a consultant... Some like me volunteer.

30w
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