My school loans killed another job opportunity. Thanks to credit check. Can't pay them back if I can't get a job.... College was the biggest mistake of my life. Not worth it.

#studentdebt #studentloans #debt #creditcheck #employment #work #job

I wouldn't say going to college is a bad decision going to Brightwood College in Charlotte North Carolina was a... see more

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Personal Traits Sought By Employers

Employers are requiring more of their employees today in a technologically fast paced world. Employees must be able to not only adapt and thrive to an ever-changing world, but also must possess many skills and traits that will showcase and make them stand out from the crowd when job searching.

A resume must not only show potential employers a wide array of skills, work experience, accomplishments, but also... see more

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Thank you for your help and advice. I think your article is very well written and very informative. Your advice... see more

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As you apply for jobs the time may come where a company will ask for a credit check. You might be wondering, why do they need to know what my credit is?

Here are some things you need to know!

1- What they will see
Potential employers will see a modified version of your credit report. The report will show your payment record, the amount you owe and your available credit. An employer credit report does not show your credit score or disclose any... see more

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hmmmmmmm that's interesting. I never been asked that before but it's good to make sure your life is in order.

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Luke Atmore Absolutely!

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CREDIT CHECKS | Employment or No Employment

I've briefly talked about this in the past, but I want to discuss this again because I've seen others get frustrated over this particular topic. I personally don't agree when employers check credit to base an employment decision but I understand why it's done and sometimes required. Not everyone can maintain their credit standing, especially in situations where their credit is already in the negative... see more

As I posted earlier, credit checks are expensive to a potential employer and have been demonstrated in several... see more

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Does your Credit Rating have an affect on whether not you are hired for a job

Yes at some jobs.

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I rarely comment on Jobcase, but I want to say this I think it is very UNFAIR that a company seeking qualified candidates and makes a decision to not hire you based on your credit report. There are too MANY qualified applicants who have had a financial setback for what ever reason and have the ability to fix it, but CAN'T due to not being offered a job due to their credit report. All of you companies who pass up on qualified applicants due to... see more

I always wondered how a credit score can prove to an employer that I can do the job. SMH...probably one of the... see more

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That's why the practice is banned in some states, if people cared more they would contact their state rep to get a... see more

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I got a job offer and start next month contingent on background/credit check and drug screen. Not worried about background or drug screen but credit is not wonderful since I have been out of work since May. Hoping the job goes through.

Congrats and good luck

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Please can someone answer this question, What does your Credit has to do with getting a job.

I'm confused at this as well because, my credit has nothing to do with me performing a job. So, people with... see more

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I was working for Mass Mutual, here in Charlotte NC. I applied for a job at another Broker Dealer Firm here in Charlotte, LPL Financial. I previously worked for LPL for 7 years prior to going to Mass Mutual. When I interviewed I got the job, signed the offer letter on May 10th and gave my 2 weeks notice to Mass Mutual on May 12th. My last day at Mass Mutual was May 24th. I was all set to start my new job at LPL on June 5th. May 31st I... see more

I’m sorry that happened to you but I’m also curious to understand why employers extend offer letters without having... see more

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Has anyone ever asked for a credit history for an interview? I was asked once and declined to give them that type of information before even meeting them. Needless to say, I ended the interview right then and there. The interviewer was surprised and told me i was the first one to decline. My reasoning is simple. Unless i have the job in writing they do not need sensitive information about me.

Agreed! Keep in mind depending on what the position entails whether it dealing cash and people's accounts it will... see more

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I had a successful interview last week for a inbound benefit customer care position. They showed interest right on the spot and asked me to sign a waiver for a background and credit check. I’m nervous about my credit check because I know it’s going to come back a low score. My credit took a hit being out of work and without a steady income such a long time. Should I call ahead of the results or just let them run my credit and hope that it’s high... see more

Hi Nicole: This is an EXCELLENT question! It's interesting that they're running a credit check, considering that... see more

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Unfortunately Mariah a LOT of companies now are running credit checks on potential employees for any job. It's no... see more

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