Credit Check

So I had a second interview today for a job that I really want. They are going to do a background check as well as a credit check. I’m not worried about the background check I’m clean. However my credit needs work. Can that prevent me from getting the job?

Hi Amanda Fisher ! It really depends on the job. Some will scrutinize your credit score more closely than others. I honestly don't…

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Get it in Writing.

You got the job offer, you are so excited. But did you really get the job offer?

Companies that are on the up and up will always, not sometimes but always do the following:
Send you a job offer, and what is included in that letter is Critical;. Keep that letter, make copies. Hopefully, you will not need to point anything out that is not being done.

Job offers can vary but they should at a minimum have the following information.

Start date…

Thanks Maureen

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Criminal Past? Gotta own it.

Well, it sounds like the first guy was talking complete bullshit and the 2nd guy -- almost humanely -- let him know they weren’t going to be hiring any convicted felons anytime soon. That is their right. And depending on the business? BANK, RETAIL, TRANSPORTATION, HEALTH CARE? All open them up to MASSIVE LIABILITY and if they’re not OK w/ the fact that he has to OWN his…


Right on.

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Your credit history

It is very unfortunate that some jobs require you to have good credit when the job has NOTHING to do with currency, working in a financial institution, Wall Street, etc. I saw a opening and it was a Data Entry position and it was requiring you to Maintain a clean credit history (no past due/collections on credit report). I am working in a data entry position right now and has been since July 2018 and I have the best boss EVER, but the pay isn't…

G W Actually a number of Data Entry jobs involve the handling of customers' financial and other personal information so it IS…

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Lois Martin Thank you for your comments, but I have been working with people personal information for many years, and some of…

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Bad credit? How to overcome it and land your next job

If you have poor credit, chances are it's hurting your chances to be hired. Yes, it's a 'catch 22' situation: you miss payments when you're not earning income -- then you can't get a job because you have bad credit!!!

Why are employers concerned with your credit history? And what can you do if your credit is less-than-stellar? This article takes you step-by-step through the process to best present yourself and overcome the situation -- and…

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Going to bookmark this and share it whenever I see someone ask about credit checks in the job search. Thanks Lois Martin !!

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Matt Bornhorst Thanks. I've done the same thing. Have a great weekend!

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Are Credit Reports Determining Whether We're Hired?

Why do credit reports determine whether an applicant is hired or not? Yes, I'm in financial hardship. I'm broke, I have part time employment, but I'm not a criminal or an otherwise dishonest person because of it. I co-signed on a car for my ex-husband to help him out, now his car I helped him purchase, is my liability; a business venture failed. and breast cancer directly followed. Financial hardship should not deter me from employment. And…

Sherri Tyrrell You raise some excellent questions and concerns. Perhaps this article will give you some insights: https://www.ner

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Lois Martin
Hi Lois! Yes, I agree w video. I've been here awhile, I get it from employer's perspective. I'm not against credit…

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There is one in Gordon ga lease to own very great ppl to buy from

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Good thinking

I think the same way but the creditors think differently they want their money they r just doing their job personally they would cut u a break. That is part of life I believe if u try your best good things will come your way.

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True, when you don't have a job creditors will stress you out. What I do find that reduces the frequency of calls is small monthly…

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Is it common for employees to complete a credit check and if so what exactly are they looking for?

Credit check for job

I really don't think it's fair that my credit score should play a part in determining whether I qualify for a job. Does anyone Ever ask what might have happened to cause my score. . If I have the qualifications to do the job and have the history to back it up, what gives?

Hi Cynthia Niemi As you apply for jobs the time may come where a company will ask for a credit check. You might be wondering, why…

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Why do employers alway need to check your credit before hiring??

What is the point checking your credit when you are seeking employment and not filling out a form for a loan or a credit card..


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