Are you earning a "living wage"? If not - are you getting on the pathway to it?
Below is a calculator to determine what a 'living wage' would be in your location. Do you think this is accurate? Jobcase believes every employer should help provide either a living wage or a pathway to it. We understand that not every job will be able to pay a living wage. But we believe employers should provide one of the following 3 cases for every job: a) provide a living wage b) if providing a sub-living wage, THEN provide an internal pathway to a living wage (clarify how to get promoted, provide training/education, etc). c) if providing a sub-living wage, and no pathway to internal living wage job, THEN provide flexibility in schedules for any employee who is pursuing training outside employment for their own pursuits of a living wage. There should be no punitive actions taken against employees who are trying to get themselves to that level on their own when employers fail to provide it.
Do you have a monthly or annual budget? If you don't, i suggest you do. It's not a fun exercise to put one together but an important one to help organize finances and to also point out whether you need to get motivated for different earning potential, etc.
That said - ugh, does it stink. Few of us have all the means we want so budgeting just forces us to address potential shortfalls and problems. But addressing them doesn't have to be demoralizing - it can be the first step to fixing them. And the diagnosis of a problem can be 50% of the cure!
I was trying to figure out what a benchmark might be for everyone and came across these government averages and breakdowns. Maybe this can be a guide for you of categories to consider. I also wonder what you think about their averages. They breakdown a household as 2.5 people (with 1.3 of them earning income). In general, it leads me back to identifying a structural problem - even what we call 'living wages' are unlikely to be sufficient for today's necessary expenditures for the average household. This stinks. Its a problem. But its diagnosed. And now we at Jobcase are going to start working on a cure.
In the meantime - tell me what you think of these numbers and/or categories! #StrongerTogether #LivingWage #Budget