Laila Nashat
Community Specialist
Posted January 13, 2021

$600 stimulus deadline spells delays for some Americans

Stimulus checks will stop being disbursed on January 15th, 2021 and Americans who didn't receive their checks could have to wait until tax time to claim their funds. Learn what you need to do to get your stimulus payment if your money wasn't sent in time.
Laila Nashat
Community Specialist
21
58
Share
$600 stimulus deadline spells delays for some Americans
Jump to section

If you’re still waiting for your $600 stimulus payment, here’s all you need to know about this deadline, what it means if the IRS doesn’t disburse your funds in time, and how you can claim funds even if you don’t get your payment by January 15th, 2021.

What happens on the stimulus deadline: January 15th, 2021?

On January 15th, 2021 the IRS and Treasury department will stop sending pandemic relief payments to Americans.

While some are receiving their payments successfully, others are left impatiently waiting for funds to arrive. Even more distressing for Americans who haven’t received their relief payment yet is that, if the IRS and Treasury departments do not successfully disburse their funds by the set deadline, they’ll have to take alternative means to claim their $600 payment.

What if I don’t get my payment by the deadline?

If the IRS cannot disburse funds successfully to you by January 15th, 2021, those funds will still be available to claim, just not as a direct deposit payment, card or check. Instead, eligible citizens who didn’t get money disbursed in time will have to claim the $600 payment as a tax credit called the Recovery Rebate Credit in order to receive their money.

Americans who didn’t qualify to file taxes this year, but qualified to receive a stimulus payment will still have to file a return and claim a tax credit in order to receive their funds.

How do I check if the IRS has sent my payment?

If you’re not sure if your payment was sent or not, use the IRS’s “Get My Payment’ tool to look up the status of your payment and troubleshoot any issues. You will have to submit personal information on this site in order to receive information including your:

  1. Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
  2. Date of birth
  3. Full address, including your ZIP code.

Be sure to gather any documents you may need to reference in order to complete this form accurately to avoid any errors or issues with your Get My Payment request.

Why is there a stimulus deadline?

Lawmakers who created the second stimulus bill included the deadline of January 15th. While their reasoning for including this deadline wasn’t made explicit, it’s been speculated that lawmakers intentionally set the deadline near to the beginning of tax season so those who didn't get their payment on time could claim a rebate in their upcoming 2020 tax filing instead of having to wait until the end of 2021 to claim their stimulus payment.

What is the Recovery Rebate Credit?

While lawmakers may have originally thought that asking some Americans to claim their stimulus payment in their tax returns was a more reliable way to offer stimulus money to people who ran into common payment delivery issues like:

  • Checks/cards lost or stolen
  • Checks/cards sent to outdated addresses
  • Direct payments sent to closed bank accounts.

Others feel that this process creates even more delays between Americans and their stimulus payments, as Americans who don’t receive their checks will already have to wait to know whether their payment was sent, then file a 2020 tax return and wait for their return money to be deposited after filing, which can take weeks in some cases.


Is the Recovery Rebate Credit helpful or a hassle? Share your thoughts below.

21
58
Share
Laila Nashat
Community Specialist

Comments

Show Previous Comments
Ronnie Howard
Report

How do you check to see what date is for me?

1d
Like
1
Maria Salgado
Report

Still waiting for mine

1d
Like
Reply
Anne Basham
Report

Had electronic deposit for first one—not sure why mailing second one. Haven’t received as yet.

1d
1
Reply
1 Like
Tommi Moore
Report

Check mailed for the first and it was received. This time they deposited it in a closed account. Why? The process is ridiculous! No help at all.

1d
Like
Reply
Harold Taylor
Report

Just another way for them to keep your moneyI mean it makes you punch in your birthday and social security number and your address when you go and get my payment and then it doesn't tell you anything do they have my address they can shoot that check anytime they want this is just another way from keeping me from getting itit's sad but true so many people and I'm going to get there stimulus checks because they don't file taxes I'm not filing taxes scroom they can keep it

1d
Like
Reply
Shawn Calabro
Report

IRS says my son's check was mailed 1/6 but it has still not been received.

1d
1
2
1 Like
Albert Cade
Report

this stimulus package is a bunch of shit! claimed my daughter on taxes last year she was a senior who graduated in May. the stimulus package that came out in March for some reason we're not able to get money for her and also this stimulus package that just came out in January 2021 for taxes filed in 2019 which we claimed our daughter we're not getting money for her which is bullshit anyone else having this issue.

22h
Like
Reply
Edith Graham
Report

I haven't received a thing and I need it for rent, I've exhausted all means of help which is humiliating and I lost jobs not receiving it. I work remotely and a Windows update took away my ability to hardwire. I've spent 2 weeks trying every video to fix it only to learn more issues pop up. I've lost my ability to work with no unemployment and a stimulus check that didn't arrive despite e-filing in 2019. I'm at my wit's end.

20h
Like
Reply
Patricia Lanigan
Report

All they (IRS) had to do was mail out my check. They have been sending me mail in the past, no trouble there, but my check, well that seems to be a problem for them. They take quickly but are so slow to give.

3h
Like
1
T E
Report

My 26 year old daughter has not received her 2019 tax refund or or stimulus check from last May. She has jumped through all the government hoops and still nothing.

3h
Like
Reply
Related Articles
11
18
Share
11
5
Share
27
64
Share
Jan 8, 2021

West Virginia Manufacturing Jobs Quick Facts

Ashley Wilson
Community Specialist
5
5
Share
Jan 8, 2021

How to be successful at Kelly Services

Jobcase Team
Official Account
4
1
Share
Jan 8, 2021

Worker benefits with Kelly Services

Jobcase Team
Official Account
4
5
Share
Jan 8, 2021

How to apply for a job with Kelly Services

Jobcase Team
Official Account
5
2
Share
Jan 8, 2021

When you should be receiving your $600 and how

Elyssa Duncan
Community Specialist
21
81
Share
Jan 8, 2021

3 high paying jobs you can certify for quickly

Laila Nashat
Community Specialist
7
2
Share
Jan 5, 2021

Sign-on bonuses: everything you need to know

Laila Nashat
Community Specialist
10
4
Share
7
Comment
Share
5
1
Share